We are delighted to welcome you to our web site!
Who We Are
As we have explained at length elsewhere on this Site, our goal is to establish and encourage a network of donors to support causes that are meaningful to the donor or traditionally have been overlooked by other Jewish funders and philanthropies.
In performing our activities and dealing with you, we will at all times seek to honor the following overriding principle found in the Talmud By making charity simple, JChoice fosters the principle found in Talmud (Baba Batra 9a): “Charity equals all the other commandments.” (Baba Batra 9a)
Application of Funds
JChoice operates a social network to help the next generation of charitable donors find, analyze, and donate to causes.
JChoice is a Massachusetts nonprofit corporation authorized to accept tax-deductible donations under section 501(c)(3) of the Internal Revenue Code, and issue tax receipts. Neither members nor charities are charged a fee to use our network, or donate money through it. Charitable organizations receive 100% of approved donations.
1. Charitable Giving Accounts
Any person may apply to establish a JChoice giving account by completing the online application. No initial contribution is required. If your application is approved, you will be issued a tax receipt.
To be able to immediately issue a tax receipt, we must adhere to a complex set of IRS rules. Most importantly, we have to tell you that your gift account is a “donor-advised fund.” Donor-advised fund is an IRS designation, and it means that once your contribution is accepted, it is owned and controlled by JChoice and can’t be revoked. It also means that you have the “privilege” of recommending how the money in your account is distributed, but we have final say.
JChoice exists to encourage and empower young people to give money to charity. Unlike some other donor-advised funds, our job is only half done when money goes into a gift account. We want to see money turn into good works. Therefore, if a gift account remains inactive (failure to either contribute to or distribute from your account) for 12 months JChoice may act to take away the account holder’s power to recommend charitable grants (see below). JChoice in its sole discretion may elect to transfer the assets from inactive accounts to the JChoice Charitable Pool. Once a year, funds placed in the JChoice Charitable Pool are donated to charity in accordance with the recommendations of the Charitable Allocation Committee of the JChoice Board of Directors. Holders of inactive accounts will be notified 90, 60, and 30 days before JChoice transfers their funds to the JChoice Charitable Pool. Any account activity will return the account to active status.
Each Account has a designated “Holder” who has the privilege of recommending which charities should receive the funds in the account. Communications regarding the account, with the exception of confirmations of deposits made by third parties, will be sent to the Holder. Until the holder makes a grant recommendation, contributions are held in a savings account. At this time, individual account balances do not accrue interest or receive dividends. JChoice retains any interest earned to simplify bookkeeping and to help offset administrative and programmatic costs. Jchoice has ultimate authority for investing the gift account assets and may hold or invest them as it sees fit. The Holder may, at any time and as many times as he/she wishes, recommend a grant to a qualified charitable organization. Grant recommendations are not binding, and are subject to review and approval by JChoice in its sole discretion. JChoice reserves the right to perform additional due diligence and decline to make a recommended grant to a charitable organization.
2. Donor Groups
JChoice gives individual account holders the ability to band together and increase the impact of their charitable contribution by giving as a group. When an Account Holder allocates funds to a donor group, they also transfer their power to recommend grants of the allocated funds to a committee of donor group members, who decide by popular vote.
Each donor group has a designated “Manager” who may be any member of the donor group. Communications regarding the donor group, with the exception of confirmations of deposits made by third parties, will be sent to the Manager. It will be the Manager’s responsibility to notify JChoice of the donor group’s grant recommendations.
Donor groups are subject to the same inactivity restrictions (see section 1, above) we apply to individual accounts.
3. Donations to JChoice
Donations to JChoice help pay our administrative costs, and remaining funds are applied to a secure endowment. Ideally, interest from the endowment will eventually cover all administrative costs. For information about how JChoice uses your donation please see our IRS form 990.
Registration Data; Account Security
In consideration of your use of this Site, you agree to (i) provide accurate, current and complete information about you as prompted by any registration forms on this Site ("Registration Data"); (ii) maintain the security of your password and identification; (iii) maintain and promptly update the Registration Data, and any other information you provide to us, to keep it accurate, current and complete; and (iv) be fully responsible for all use of your account and for any actions that take place using your account. Please note that these rules apply equally whether the registrant is acting on his or her own behalf or as the representative of a number of people from a school or other affiliated group.
Proprietary Rights in Site Content; Limited License
“JChoice” and our other graphics, logos, designs, page headers, button icons, scripts and service names are registered or unregistered trademarks, service marks or trade dress of the Organization in the U.S. and/or other countries. Our trademarks, service marks and trade dress may not be used in connection with any product or service in any manner that is likely to cause confusion and, except as permitted by applicable law, may not be copied, imitated or used, in whole or in part, without our prior written permission.
The Service and this Site are available for your personal, non-commercial use only. You agree that all materials of any kind submitted through your account or which you otherwise post, transmit or share on or through the Service will not (i) violate or infringe upon the rights of any third party, including without limitation copyright, trademark, privacy, publicity or other personal or proprietary rights, or (ii) contain libelous, defamatory or otherwise unlawful material. In addition, you agree not to use the Service or this Site to:
- harvest or collect email addresses or other contact information of other users of the Service or this Site by electronic or other means for the purposes of sending unsolicited emails or other unsolicited communications;
- use the Service or this Site in any unlawful manner or in any other manner that could damage, disable, overburden or impair this Site;
- use automated scripts to collect information from or otherwise interact with the Service or this Site;
- upload, post, transmit, share, store or otherwise make available any content that we deem in our sole discretion to be harmful, threatening, unlawful, defamatory, infringing, abusive, inflammatory, harassing, vulgar, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable;
- upload, post, transmit, share, store or otherwise make available any videos other than those of a personal nature – or which are intended to contribute towards learning and raising consciousness – that: (i) are of you or your friends, (ii) are taken by you or your friends, or (iii) are original art or animation created by you or your friends;
- register for more than one user account, register for a user account on behalf of an individual other than yourself, or register for a user account on behalf of any group or entity;
- impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age or your affiliation with any person or entity;
- upload, post, transmit, share or otherwise make available any unsolicited or unauthorized advertising, solicitations, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation;
- upload, post, transmit, share, store or otherwise make publicly available on this Site any private information of any third party, including, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers;
- solicit personal information or solicit passwords or personally identifying information for commercial or unlawful purposes;
- upload, post, transmit, share or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
- intimidate or harass others;
- upload, post, transmit, share, store or otherwise make available content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law;
- use or attempt to use another's account, service or system without our prior written authorization, or create a false identity on the Service or this Site; or
- upload, post, transmit, share, store or otherwise make available content that, in our sole discretion, is objectionable or which restricts or inhibits any other person from using or enjoying this Site, or which may expose the Organization or its users to any harm or liability of any type.
User Content Posted on this Site
You are solely responsible for the photos, profiles (including your name, image and likeness), messages, notes, text, information, music, video, advertisements, listings and other content that you upload, publish, display or otherwise post on or through the Service or this Site, or transmit to or share with other users (collectively the "User Content"). You may not post, transmit or share User Content on this Site or Service that you did not create or that you do not have permission to post. You understand and agree that we may, but are not obligated to, review this Site and may delete or remove (without notice) any Site Content or User Content in our sole discretion, for any reason or no reason, including User Content that in our sole discretion violates this Agreement, or which might be offensive or illegal, or that might violate the rights of, harm, or threaten the safety of users or others. You are solely responsible at your sole cost and expense for creating backup copies and replacing any User Content you post or store on this Site or provide to the Organization.
When you post User Content to this Site, you authorize and direct us to make such copies of it as we deem necessary or appropriate to facilitate the posting and storage of the User Content on this Site. By posting User Content to any part of this Site, you automatically grant to us, and you represent and warrant that you have the right to grant to us, an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license (with the right to sublicense) to use, copy, publicly perform, publicly display, reformat, translate, excerpt (in whole or in part) and distribute such User Content for any purpose, commercial, advertising or otherwise, on or in connection with this Site or its promotion, to prepare derivative works, or incorporate into other works, such User Content, and to grant and authorize sublicenses of the foregoing. You may remove your User Content from this Site at any time. If you choose to remove your User Content, the license granted above will automatically expire, but you acknowledge that the Organization may retain archived copies of your User Content. We do not assert any ownership over your User Content. As between us and you, subject to the rights granted to us in these Terms, you retain full ownership of all of your User Content and any intellectual property rights or other proprietary rights associated with your User Content.
Third Party Web Sites and Content
This Site contains (or you may be sent through this Site or the Service) links to other web sites ("Third Party Sites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software and other content or items belonging to or originating from third parties (the "Third Party Applications, Software or Content"). We do not investigate, monitor or check for accuracy, appropriateness or completeness these Third Party Sites and Third Party Applications, Software or Content, and we are not responsible for any Third Party Sites accessed through this Site or any Third Party Applications, Software or Content posted on, available through or installed from this Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices or other policies of or contained in the Third Party Sites or the Third Party Applications, Software or Content. Inclusion of, linking to or permitting the use or installation of any Third Party Site or any Third Party Applications, Software or Content does not imply our approval or endorsement of it or them. If you decide to leave this Site and access the Third Party Sites or to use or install any Third Party Applications, Software or Content, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any site to which you navigate from this Site or relating to any applications you use or install from this Site.
Digital Millennium Copyright Act
Procedure for Making Claims of Copyright Infringement. If you believe your work has been copied and is accessible on this Site in a way that constitutes copyright infringement, please provide us with the following information:
- an electronic or physical signature of the person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
- identification of the copyrighted work that you claim to have been infringed, or, if multiple copyrighted works are covered by your notice, a representative list of such works;
- identification of the content that you claim to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the content;
- your address, telephone number and email address;
- your statement that you believe in good faith that the disputed use is not authorized by the copyright owner, its agent or the law; and
- your statement that the above information in your notice is accurate, and under penalty of perjury, that you are authorized to act on behalf of the copyright owner of an exclusive right that is allegedly infringed.
Please send such notice to firstname.lastname@example.org. We will take reasonable steps to promptly notify the user whose submission was removed or disabled that JChoice has removed or disabled access to such content.
Counter-Notice. If you believe your user submission that was removed (or to which access was disabled) is not infringing, or that you have the authorization from the copyright owner, the copyright owner’s agent or pursuant to law, to post and use the content in your user submission, you may send us a counter-notice containing the following information:
- your electronic or physical signature;
- a description of the content that has been removed or to which access has been disabled;
- identification of the location at which the content appeared before it was removed or access to it was disabled;
- your name, address, telephone number and email address;
- your statement that you consent to the jurisdiction of United States District Court for the judicial district in which your address is located, or if your address is outside the United States, for any judicial district in which JChoice may be found, and that you will accept service of process from the person who provided notification of claimed infringement or an agent of such person; and
- your statement under penalty of perjury that you believe in good faith that the content was removed or disabled as a result of mistake or a misidentification of the content.
Please send such notice to email@example.com. If we receive a counter-notice, we may send a copy of the counter-notice to the original complaining party informing that person that it may restore the removed content or cease disabling access to it in 10 business days. Unless the copyright owner files an action seeking a court order against the member or user, JChoice may replace the removed content and cease disabling access to it in not less than 10, nor more than 14, business days after receipt of the counter-notice.
We are not responsible or liable for any User Content or Third Party Applications, Software or Content posted on this Site or in connection with the Service, whether posted or caused by users of this Site, by the Organization, by third parties or by any of the equipment or programming associated with or utilized in this Site or the Service. Although we provide rules for user conduct and postings, we do not control and are not responsible for what users post, transmit or share on this Site and we are not responsible for any offensive, inappropriate, obscene, unlawful or otherwise objectionable content you may encounter on this Site or in connection with any User Content or Third Party Applications, Software or Content. We are not responsible for the conduct, online or offline, of any user of this Site or Service.
This Site, the Service and this Site’s content are provided “as is” and “as available.” We disclaim any and all representations and warranties, express or implied, including implied warranties of title, merchantability, fitness for a particular purpose or non-infringement. We cannot guarantee and we do not promise any specific results from use of this Site and/or the Service. We do not represent or warrant that software, content or materials on this Site or the Service are accurate, complete, reliable, current or error-free or that this Site or the Service are free of viruses or other harmful components. You should exercise caution in the use and downloading of any such software, content or materials and use industry-recognized software to detect and disinfect viruses. Without limiting the foregoing, you understand and agree that you download or otherwise obtain content, material, data or software from or through the Service at your own discretion and risk and that you will be solely responsible for your use of such content, material, data or software and any damages to your mobile device or computer system, loss of data or other harm of any kind that may result.
Limitation of Our Liability
In no event will we or our directors, employees or agents be liable to you or any third person for any indirect, consequential, exemplary, incidental, special or punitive damages, including any lost money or lost data arising from your use of this Site or the Service or any of this Site’s content or other materials on, accessed through or downloaded from this Site, even if we are aware or have been advised of the possibility of such damages. Notwithstanding anything to the contrary contained herein, our liability to you for any cause whatsoever, and regardless of the form of the action, will at all times be limited to the amount you actually paid, if anything, to the Organization for the Service during the term of your membership. You understand and agree that your use of the Site is predicated upon your waiver of any right to sue JChoice and to participate in any class action suit for any losses or damages resulting from your use of the Site.
We may terminate your membership, delete your User Content and/or prohibit you from using or accessing the Service or this Site (or any portion, aspect or feature of the Service or this Site) for any reason, or no reason, at any time in our sole discretion, with or without notice.
Governing Law; Disputes
You agree to indemnify and hold JChoice, its subsidiaries and affiliates, and each of their directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable attorneys’ fees, arising out of or in connection with any User Content, any Third Party Applications, Software or Content you post or share on or through this Site, your use of the Service or this Site, your conduct in connection with the Service or this Site or with other users of the Service or this Site, or any violation of this Agreement or of any law or the rights of any third party.
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback or other information about this Site or the Service, the Organization provides to you in whatever form they are provided, are non-confidential and will become the sole property of the Organization. The Organization will own exclusive rights, including all intellectual property rights, and will be entitled to the unrestricted use and dissemination of such submissions for any purpose, commercial or otherwise, without acknowledgment or compensation to you.
We further reserve the right to change any and all content, software and other items used, contained in or offered through this Site and the Service at any time without notice. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply our endorsement, sponsorship or recommendation thereof, or any affiliation therewith.
IMPORTANT! YOUR ACCESS TO THE INFORMATION ON THIS WEB SITE (THIS “SITE”) AND YOUR CONTRIBUTION OF INFORMATION TO THIS SITE ARE SUBJECT TO LEGALLY BINDING TERMS AND CONDITIONS. CAREFULLY READ ALL OF THE FOLLOWING TERMS AND CONDITIONS BEFORE PROCEEDING. BY ACCESSING AND/ OR USING THIS SITE, YOU ARE TELLING US THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY ALL OF THE LEGALLY BINDING TERMS AND DISCLAIMERS IN THIS SITE. IF YOU DO NOT AGREE WITH THIS STATEMENT, PLEASE IMMEDIATELY DISCONTINUE USE OF THIS SITE.
Visitors and JChoice Members
All content in JChoice.org is accessible to the general public – except for the ability to social network with other individuals who register as JChoice members (“JChoice Members”) – including email correspondence, sharing Divrei Torah and other downloadable content from each other’s profiles and commenting on each other’s blogs. These social networking features are reserved for JChoice Members. In this Policy we will refer to individuals who visit JChoice.org but do not register as JChoice Members as “Visitors.”
Personally-Identifiable Contact Information from Visitors
JChoice will not collect any Visitor’s Personally-Identifiable Contact Information – which term includes, but is not limited to, the Visitor’s name, address, telephone number or email address – unless he or she voluntarily discloses to JChoice that Personally-Identifiable Contact Information. Visitors who have disclosed Personally-Identifiable Contact Information to us but later desire that we remove it from their records, or later desire to have it corrected or updated, should contact JChoice at info@JChoice.org. In that event we will use reasonable efforts to delete or revise the Personally-Identifiable Contact Information, as requested. JChoice uses return email addresses to answer email it receives. These addresses are not used for any other purpose and are not shared with outside parties. JChoice does not use or share any Personally-Identifiable Contact Information disclosed by Visitors except to reply to email and/or under the circumstances described in Compliance with Legal Process below.
Personally-Identifiable Contact Information from JChoice Members
Compliance with Legal Process
We may disclose Personally-Identifiable Contact Information if we are required to do so by law or we believe in good faith that such action is necessary to (1) comply with the law or with the legal process; (2) protect and defend JChoice’s rights and property; (3) protect against misuse or unauthorized use of JChoice.org; or (4) protect the personal safety or property of the users of JChoice.org or the public (including, but not limited to, circumstances in which an individual provides false information or attempts to pose as someone else, when such information may be disclosed a part of an investigation into the individual’s actions). If JChoice is compelled by law, court order or other judicial or legal process to disclose any of a Visitor’s or JChoice Member’s personal information to a court or third party, we may undertake reasonable efforts to give that Visitor or JChoice Member prior notice using the contact information the Visitor or JChoice Member has provided. We cannot, however, guarantee to provide such notice.
We are committed to helping parents and other responsible guardians develop positive and value-building relationships with their children. We therefore encourage parents to go online with their kids. Here are a few tips to help make a child’s online experience safer:
- Teach kids never to give personal information – including name, address, phone, school, etc. – unless supervised by a parent or responsible adult.
- Know the sites your kids are visiting and which sites are appropriate.
- Look for web site privacy policies.
- Know how your child’s information is treated.
- Check out the FTC’s site for more tips on protecting children's privacy online.
If you have any questions or concerns in this area, please contact us at once at info@JChoice.org.
Non-Personally-Identifiable Contact Information Collected Automatically
In some cases we may collect information about a Visitor or a JChoice Member that is not personally-identifiable. Examples of such information include the user’s IP address, the user’s type of internet browser, the user’s type of computer operating system, the location of the user’s computer on the Internet, the domain name of the web site from which the user linked to JChoice.org, and the pages within JChoice.org that each user visits. This information is used for various purposes including internal review and traffic audits.
Use of Aggregated Information
We reserve the right to collect, use and disclose to third parties information about general access to and usage of JChoice.org and any related services, including information gathered during use of JChoice.org. Any information disclosed will be in the form of aggregate data (such as overall patterns or demographic reports) that does not describe or identify any individual user. We may also perform statistical analyses of user behavior to measure interest in the various areas of JChoice.org for product development purposes. JChoice will not release Personally-Identifiable Contact Information to third parties, except under the circumstances described above in Compliance with Legal Process or with the individual’s permission.
Use of Personal Contributions
JChoice reserves the right to use the voice, recordings, videos and/or writing (“Personal Contributions”) of any JChoice Member who publishes Personal Contributions at JChoice.org, voluntarily submits Personal Contributions to us or consents to our acquiring and/or preserving his or her Personal Contributions, in any way that JChoice believes is proper, in any place throughout the world, for any purpose, including, but not limited to, copying, displaying, sending or giving Personal Contributions to anyone else in the world, owning the copyright in and to the Personal Contributions (except for an individual’s name), and using the Personal Contributions in any form of media that now exists or may exist in the future, without ever having to compensate a JChoice Member or Visitor, so long as JChoice determines that doing so supports or benefits the purposes of JChoice. Our rights to Personal Contributions encompass, among other things, (1) any photo, film or image we have taken of a JChoice Member or a voluntarily submitting or consenting Visitor, (2) any recording we have made of a JChoice Member or a voluntarily submitting or consenting Visitor and (3) any information disclosed to us during any interview, in an application for membership in JChoice.org, during participation in any JChoice program or during participation in a JChoice program.
To prevent unauthorized access, maintain data accuracy and ensure the appropriate use of information, we have put in place physical, electronic and managerial procedures to protect the information we collect online. JChoice prides itself in encouraging anonymous giving by requiring all donations to be made through a screen name.
No Liability from Links to Other Sites
Where we provide links to other web sites, we are not responsible for the privacy practices of those other sites. You must read the privacy statements of each and every web site that collects personal information. This Policy applies solely to information collected by JChoice at this Site.
No Liability for Acts of Third Parties
Although JChoice will use reasonable efforts to safeguard the confidentiality of all Personally-Identifiable Contact Information, transmissions made by means of the internet cannot be made absolutely secure. We will have no liability for disclosure of any Personally-Identifiable Contact Information due to errors in transmission or unauthorized acts of third parties.
How to Contact Us Regarding This Policy
Any questions or concerns about this Policy should be directed to JChoice by sending an email to info@JChoice.org.
We reserve the right to change or update this Policy, or any other policy or practice regarding JChoice.org, at any time with reasonable notice to users of JChoice.org, such as by posting on this Site. Any changes or updates will be effectively immediately upon (1) posting on this Site unless expressly stated otherwise in the relevant policy, change or update and/or (2) changing the date of this Policy.
© 2011 JChoice